Terms of Use of Courses

1. Terms

By accessing the Website, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in the Website are protected by applicable copyright and trademark law.

2. Use License

1. Permission is granted to download one copy of any downloadable materials from the Website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
   3. attempt to decompile or reverse engineer any software contained on the Course’s web site;
   4. remove any copyright or other proprietary notations from the materials; or
   5. transfer the materials to another person or 'mirror' the materials on any other server.
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The information contained on this website (« the Website ») and in the downloadable materials on the Website (« the Courses ») are for educational and informational purposes only. It is not intended as, and shall not be understood or construed as, legal or financial advice. byRosanna Ltd is not a lawyer, accountant, financial or tax advisor, nor is she holding herself out to be, and the information on the Website and the Courses is not a substitute for financial, or other specialized, advice from a professional who is aware of the facts and circumstances of your individual situation.

You agree that byRosanna Ltd has not made any guarantees about the results of taking any action, whether recommended on the Website or in the Courses or not. byRosanna Ltd provides educational and informational resources that are intended to help users of the Website and the Courses succeed in their business endeavors, but you nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation and other circumstances beyond the control and/or knowledge of byRosanna Ltd.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others - whether byRosanna Ltd, users of the Website or otherwise - applying the principles set out in the Website or the Courses are no guarantee that you or any other person will be able to obtain similar results. Individual outcomes will vary and the content of the Website and Courses, as well as the testimonials are only a demonstration of what is possible. You accept personal responsibility for the results of your actions and full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on the Website and in the Courses.

4. No Warranties

byRosanna Ltd makes no representations or warranties of any kind, express or implied, as to the information, contents, documents or materials on the Website and in the Courses. To the fullest extent permissible under the law, byRosanna Ltd shall not be liable for any damages, including, without limitations, damages for loss of data or profit, consequential or incidental damages. byRosanna Ltd disclaims all warranties, express or implied (including, without limitation, implied warranties of merchantability and fitness for a particular purpose).

5. Revisions and Errata

The materials appearing on the Website and the courses may include technical, typographical, or photographic errors. byRosanna Ltd does not warrant that any of the materials on its web site are accurate, complete, or current. byRosanna Ltd may make changes to the materials contained on its web site at any time without notice. byRosanna Ltd does not, however, make any commitment to update the materials.

6. Links

byRosanna Ltd has not reviewed all of the sites linked to the Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by byRosanna Ltd of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

byRosanna Ltd may revise these Terms of Use at any time without notice. By using the Website you are agreeing to be bound by the then current version of these Terms of Use.

8. Governing Law

Any claim relating to the Website and/or the Courses is subject to English Law, without regard to its conflict of law provisions.

9. Consent

By using our website, you consent to these Terms and Conditions of Use byRosanna Ltd Website Terms and Privacy Policy.

Other Course FAQs

What is the refund policy?

Due to most of my courses being digital products with instant access materials, these are not eligible for refunds.

Payment Plans

When you sign up for a payment plan, you are spreading the total cost of a course across a number of months, and you have agreed to pay the entire amount. This is not a subscription that you can cancel at any time, and payments will be collected automatically. If you cancel your payments, your payment card expires or remove the ability for us to collect the remaining balance(s) in any way, you will receive a warning email from Teachable asking you to update your payment information. If this is ignored, your access to the course and any other materials will be revoked, and further collections action may be taken.

What does 'lifetime access' mean?

This is relevant for any courses that state you have 'lifetime access' to the curriculum.

Once you have purchased one of my courses and set up your account on the online course system, there is no time limit for you to access the course material. Of course, the courses may not be available on this course system forever (in case of course 'retirement' - see below), but if I someday 'retire' the course, I will give at least 7 days warning for you to download the content before the courses are taken offline. I will contact you via the email address you created your Teachable account with, and it is your responsibility to ensure this is correct and regularly checked for update emails regarding the course to ensure you don't miss this.

What happens when a course is retired?

byRosanna Ltd has the right to retire all online courses at any point, making them unavailable for future purchases and taking the material off the online course system. byRosanna Ltd will provide a minimum of 7 days warning of course retirement for any students, allowing them to download the course material to their own devices before they are removed from the online course system.

I will contact you via the email address you created your Teachable account with, and it is your responsibility to ensure this is correct and regularly checked for update emails regarding the course to ensure you don't miss this.